Primary vs
Published: Jun 16, 2014Author: Chris Estimated Reading Time: 9 mins
Primary and secondary insurance rules When you have two forms of health insurance coverage, your primary insurance pays the first portion of the claim up to your
How do you determine which health insurance is primary?Determining which health plan is primary is straightforward: If you are covered under an employer based plan, that is primary, Mordo says. If youShould I consider secondary health insurance coverage?Some people think in terms of primary insurance vs. secondary insurance. But the two types of insurance can complement one another. For example,How do deductibles work with two insurances?If you carry two health insurance plans and have deductibles with each plan, you're responsible for paying both of them when you make a claim. In oCan you be covered by two health insurance plans?Yes, you can be covered by two health insurance plans. In some cases, each member of a couple might have health insurance through their employer. CDoes secondary insurance cover the primary deductible?Typically not. If you have a deductible on one or both plans, you will need to pay those deductibles before your insurance reimburses you for care.